Attention homeowners in Whitefish and Flathead County: Need an appraisal?

Check out the top 7 reasons MT homeowners call on Rocky Mountain Appraisals LLC:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. Challenge property tax assessments
  3. To cut your mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a MT divorce, where property needs to be divided
  7. Determine the true market value of real estate in question to settle an estate

Do you own a home in or near Whitefish? Do you need help determining the value of your real estate?
Contact Rocky Mountain Appraisals LLC.

We at Rocky Mountain Appraisals LLC understand the special needs of a customer looking for appraisal services. Our customary business clients get the appraisal process and the usual reporting formats. Being a person not in the real estate business that most likely doesn't look at appraisals on a regular basis,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Rocky Mountain Appraisals LLC, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your property's price, and not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value conclusion than yours.

Need to remove PMI?

A preferred way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're seasoned in helping homeowners just like you do away with unnecessary PMI insurance.

Challenge property tax assessments

If you live in an area that is declining or is not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. That means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. When contesting your property tax assessment, getting an expert appraisal from Rocky Mountain Appraisals LLC is your perfect weapon.

HELOC recently frozen?

Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow viewpoint. Rocky Mountain Appraisals LLC can provide you with a professional appraisal that will help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned appraiser to double-check your appraisal for preciseness, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? Rocky Mountain Appraisals LLC offers field reviews where we go out and check the subject and comparables. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Rocky Mountain Appraisals LLC can help with that too. While typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your home.